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Welcome to Personal Development Series Blog and Channels, places where people come in their thousands to visit on daily basis to read and bookmark for further visit, The sites are well loaded both in original article and video contents based on the in-depth research carried out by the Author, Saliu Emmanuel.

If you have lost hope before on how to get needs met, worry no more, because, the good news is that all hope is not lost. There is hope

The conclusion of my findings revealed that, every man irrespective of color of the skin and language have the similar or same life challenges as follows:

1.Health

2.Family and Relationships

3. Finance

4. Technology innovation

5. Putting self and Business Online

6. Style

1. Health : Every day, people want to wake up every morning in good health, hail and hearty. People want to have nutrient in the food they eat to help them build well the immune system. People want to experience mental alertness . Read more

2. Every body or Adult wants to have a happy relationship and marriage, and of course, a robust and great family, close to their spouses to help bridge communication gap . They want to put heads together and fight the third party hat wants to tear the healthy and blissful union they are enjoying. Read more

3. Managing finance is one of man’s challenges. As a result, good planning is the key. So people wants to have one to help guide on spending the hard earned money, because future success depends on how well you plan now, as a result ,quality time is ideally set aside for proper planning. They also try to engage in profitable job to upset bills. Proper care is also taken to make sure they don’t swap the retirement for debt through paying off debt with saving.Read more

4. Technology Our modern day business benefits immensely from technology applications. A lot of benefit which includes how effective, faster and more easier it is today to communicate. Fore example, in those days, it was difficult to post a letter in a traditional post office and get the letter deliver the same hour to the destination. Read more

5.Reasons you and your business needs website . Again, Technology has made it compulsory for consumer behavior to change drastically, forcing the appetite for easier way of doing business down the throat of every body.

Every day, people try to find job online, and the number has increased .Hence, the need to present self and brand to prospective clients to see. Therefore, it is incumbent on every publicity minded fellow to showcase self and brand via website as the only platform to do that. Read more

6.To be specific here, for a celebrity fashion stylist to get a portfolio, He/She must prove eligible and fit for the qualification before saddled with responsibilities of outfitting and accessories.

The other attribute is to be in working with other creative professional like photographers, hair stylists, makeup artists, etc.Read more

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Wednesday, May 1, 2019

How to take Insurance Policy cover

Generally acceptable definition Insurance coverage is given as the amount of risk or liability that is covered for an individual or entity by way of insurance services accepted and rendered with sane mind without cohesion. Read more

Monday, November 26, 2018

What constitutes a good idea for entrepreneur

Do you want to be an entrepreneur? Can you boast of marketable ideas that have not been covered by other people in the areas of business module you have in mind already? Read more

Friday, November 16, 2018

How a Business Plan should look like

Contrary to what and how some website I visited puts it, suggesting that you must peg the number of pages to a specific fix number of pages, I pick holes in their explanations, because the nature of the business differ, the potential investors  Read more

Business plan for Existing Business

The business is ongoing, yes, then begin with a short plan, but your major focus should be on the mission and goals, so that the ventures will go the right direction for the next financial year, and make more sales as well. Is your target on a plan to grow your business  Read more

Writing a Start-up Business Plan

When writing a business plan for a start—up business, you must bear in mind certain points before you commit your pen to paper in writing. There is practically no third-party that will mediate with respect to funding, Read more

Wednesday, November 14, 2018

Why an entrepreneur need a Business plan

It is the dream of every entrepreneur or business conscious person to launch a business, grow the business, or on the other hand start a nonprofit organization. Read more

What is business plan

Business plan is mostly considered by professionals  as a formal document that contains five key elements of business modules: Read more

Monday, November 12, 2018

How to write a Business plan that is catchy and successful

To write a catchy,  an appealing and successful business plan, you have to know, develop, have the knowledge and opinion on how, and what makes an effective business plan that will attract approval from either an Read more

Friday, November 9, 2018

Family and Friend Funding

The clear difference on family and friend funding bothers on other funding sources other than earlier discussed. What differentiate it is the information, and the misunderstanding about what the ‘deal’ as it the process sometime in giving and receiving lack, Read more

Thursday, November 8, 2018

Angel Funding

An investment opportunities will always come knocking at your door in various forms, but angel funding in particular usually come in from high net-worth individuals who, after diligent analysis on your path certainly may want to invest on it. Equity investment, whether they are common or preferred shares or convertible debt appeal to angel to invest in so as to take the huge advantage of it. Read more

Sunday, November 4, 2018

Crowd funding

This is simply a pooled and network money made available through the internet to help support the entrepreneur’s effort start their dream business. What gave birth to the idea occurs for  a variety of  purposes, which includes , citizen journalism, disaster management, artists seeking support from fans, political campaign, creating free soft ware, funding a start-up company, funding a movie company, society research etc. Read more

Friday, November 2, 2018

How to communicate with the Bank through the fulfillment of the criteria for Loan

At the bank meeting with the jury and the loan officer in charge, this is the time to deliberate and decide on whether you meet their criteria or not. I don’t need to remind you of how to dress for such a memorable event that will either make your business dream, or mar it. Dress moderately and neatly too to create your first impression that you are a neat person. Read more

Thursday, November 1, 2018

Why Men and Women cheat in Relationships and Marriages

There is no good reason for cheating, however,  certain factors could be responsible for man or woman to cheat in relationship. There is no doubt that keeping and maintaining happy relationship devoid of infidelity(cheating) demands high sense of responsibility that if time is taken carefully to relax, ponder and address headlong, especially when you must have had it up to your neck, you would wish to be relief of such a time of terrible gridlock so that each partner go to his and her separate ways. Read more

Tuesday, October 30, 2018

Documents and documentation required for meeting with your Bank

Oh yes! This is your day at the meeting with the bank loan officer. It is necessary for you to go the venue of the meeting with the right documents to prove your preparedness. Read more

Monday, October 29, 2018

How to secure Loan from the Bank for your business

Logically speaking, taking a loan from the bank to finance your business automatically pair the bank as your partner in  progress, to making sure you succeed in the business of your choice. Although, at this point, the bank position in your business is seen and regarded as passive, on the ground that you are sure to make payments as at when due, and at the same time maintain a periodic communication to your bank loan officer on how steady progress you are going in your business. Read more

Wednesday, October 17, 2018

The Retirement Plan and Account

The term retirement plan are process by an employee, a company or both, done in advance to protect future occurrences. It is an investment portfolio where contributions are deposited in an individual account or a company-sponsored plan that accumulates in earnings. Read more

Monday, October 15, 2018

What is mutual fund

The portfolio paper assets purchased by a professional manager with the pooled resources of many private investors is called, Mutual funds with each mutual funds share represents a particular share of every bond or stock in the same portfolio of choice. Read more

Different kinds of Stock

The classification of stocks are either preferred or common. The potentials is measured when company liquidates assets and is reflected through the given of reference o preferred stock over common stock in the market. Read more

Saturday, October 13, 2018

Human Brain Versus Automated or Automatic Trading

Statistics revealed that more than 90% of new forex traders lose all their money within their first three months of trading forex. The problem with those who lose may not be UN-connected with the fact that they lack the right tools, called the ‘Secret Weapons’ to win at random. Read more

Saturday, September 29, 2018

Family and Relationship

It is almost impossible to talk about immediate family without talking about marriage. To get married,  its obvious to enter into a long-term loving relationship as a sign to measuring the character and personality. Your ability through self-discipline to absorb family pressures and stress go a long way to demonstrating your capacity to raise our own family. Read more

Thursday, September 27, 2018

How to make maney and not lose it

If you have being following up with my e-book contents on how to make money through investment, you'll agree with me that I've painstakingly taken time and resources together to enumerate several investment portfolios that could guarantee the kind of wealth that you desire in life  Read more

Tuesday, September 25, 2018

How to manage losses in forex trading

Whichever way you want to look at forex trading platform, and how to save guard your investment, obviously, you cannot completely rule out losses. Therefore, the ultimate goal of every wise forex trader must try as much as possible to keep losses small. Read more

How to calculate spread trading in the forex market

Let me start topic from the angle of what the traders do in the forex market per say. In the forex market, Investors trade one currency for another, and so currencies are quoted in terms of their price in another currencies to be candid. Read more

Fundamental Analysis and Technical Analysis compared

Basically, there are two types of analysis you can take or use3 to approach forex trading:  They are Fundamental analysis and Technical analysis. Some times ago on seminar ground the debate as to which one is of more valuable to forex trader generated a heated arguments among forex traders and professionals on which of the analysis is better to help prepare one for profitable trading. Read more

How to calculate pip values

Definition has it that a pip is the smallest movement that is possible in the price of one currency against another, and it is important to help calculate pip values quickly and easily, because it is the movement in prices that results in your profit or loss during trading. Read more

Saturday, September 1, 2018

How to Invest in Currencies and Trading Forex Online

Forex trading which involves people buying and selling different currencies of the world is the biggest market. The stock market that many think is already quite big does not quite measure up in terms of size and accessibility. Some experts is of the opinion that even if the futures market is taken together with the stock market, the FOREX market would still have a bigger amount of money being traded everyday, globally. Read more

Monday, August 27, 2018

Book keeping and financial statement

The term Book-Keeping and Financial statement may sound familiar, they have different connotation and application in financial ethics and real time usage by the professional bodies Read more

Monday, August 20, 2018

How to invest and make money online with Google Ad words

To start with, it is better  to know what and how to maximize the benefit. Google Ad words is simply defined as Google’s paid online advertising model, which uses a bidding system to analyze your  advertisement , then allow it to appear either at the top or the right of search result queries.  Read more

Saturday, August 11, 2018

Investment Portfolios that guarantee real wealth

To invest with good ventures, you need investment decision, back up with concrete. Its is either the products in question, or the procedures through which to put your investments  Read more

Monday, December 18, 2017

How to fine tune and handle your Financial IQ in 2018

Good morning, my Online/Offline business partners worldwide, my viewers, site visitors. We thank the Creator(GOD) to have allowed us to see the last month in the year 2017. Here we are, most us preparing to celebrate the Xmas, and of course, all and sundry with high hope to sail through to a prosperous 2018. Read more

Wednesday, October 4, 2017

Definition of leadership

The word leadership is derived from the word Leader. Over the years, and among the writers and publishers of leadership books have had serious contention how to fully define an acceptable definition and interpretation of who a leader is.Read more

Friday, September 29, 2017

2 Systems of Teenage depression and the possible way out

Depression on the side of teenage, which is the predominant cause of illness and disability for both boys and girls aged 10 and 19 year, according to research by World Health Organization(WHO)Read more

Wednesday, September 13, 2017

How to prepare for a successful marriage

The union of man and woman, cemented through marriage is like constructing a building that requires careful preparation before even the foundation. The prerequisite regarding a building begins with land acquisition, drawing plan, Bill of quantity(BOQ) and subsequent transferring of the blue print on the ground (Profiling and excavation etc) Read More

Saturday, August 5, 2017

Family Happiness and the Society

The oldest and known human institution for legitimate co-existence is family. However, it is today in a serious mess and trouble due to invitation or adaptation of science and technology into the traditional family life, as well as the various human activities like infidelity and intolerance. Read more

Tuesday, May 2, 2017

Ajaokuta Steel Project, which way forward?

On 18th September, 1979 the Ajaokuta Steel Company was formed with responsibility of constructing and operate an integrated Iron and Steel Plant at Ajaokuta . The location of the steel city that comprises the steel plant and township is on a sprawling 24,000 hectares of land on the west bank of the River Niger. Read More

Wednesday, April 26, 2017

The importance of testing in business

Understanding the role of the game you intend to ventures into is very important, especially as a first timer. Read more

Friday, March 24, 2017

Apply 17 major Health Habits that assures long life as you creating Personal Health with self discipline

Conscious awareness and the application of health habits have improved and increased life span of people today, than ever before in human history. You hope to be one of those that’ll apply them. Aren’t you? This is exactly where self-discipline is most wanted, in relation to your health. Every body wants to live long on earth to enjoy the fruits of one labor before answer the call of nature (DEATH). Read More

Monday, March 13, 2017

6 Keys to open doors of success in life and business-proven and tested

Success remain a dream in the head, and conceived in the minds of every living human being. Until steps to it are practiced, success remain a million miles away from one. When you visit a grave yard or mortuary (Morgue) then you’ll appreciate my point. You could see unfulfilled dreams of becoming great in life there. Hence these keys for you. Read More

Saturday, February 25, 2017

6 Steps to fine tune your realities through feelings and beliefs

The way people believe what they chose is as real as the choice of food to eat. The truth of the matter is that every body has beliefs which act like a set of filter that screen out information not consistent with what we hear and see.Read More

Friday, January 13, 2017

3 basic school of thoughts about responsibility you need to know

Responsibility is hard to accept, especially for those who are prone to shifting blames even when it is obvious that they are guilty as charged. As an individual you are responsible for everything you are now, either as a result of what you did or did not. Your level of achievement is proportionate to the level of action or inaction. Read more

Monday, January 9, 2017

3 preparatory steps for success in negotiation process

Let me start by saying that more than ninety percent of success in negotiation is dependent on how early you prepare beforehand.Read more

Thursday, January 5, 2017

3 Steps to consider before risk taking in business

No Investment is risk free. Infarct, the overall human existence is risk in its self, talk less of business ventures. Risk is unavoidable as taking daily meal Read more

Critical and tested truth about life and business you cannot ignore

We are privileged to see today, talk more of aspiring to succeed in life and business.If you visit the mortuary or grave yard, you’ll be grateful for the opportunity to be alive so that you can think and act on how to improve on effort to better your life.Read more

Tuesday, January 3, 2017

2 worst enemies of man

Apart from man being the primary enemy of self, there are other enemies of man. But for the sake of this writing, I’ll be writing about the two major enemies of man.Read more

Wednesday, November 30, 2016

5 importance of Forgiveness

The best way, but almost impossible to set oneself free of emotional depression is to forgive. But this seven letters word have being a serious point of debate, discussion and argument wether on websites comment platform or seminar and program me ground. Read more

Friday, November 25, 2016

9 Benefits of Peace of Mind in Human development

Every natural man loves and enjoys freedom, even some that are against the practice of peace of mind. Some level of self-crucifixion is needed to stay alert in other to avoid all sorts of social vices that will not allow you to enjoy your wealth accumulated over the years. Read more

Tuesday, November 8, 2016

Wonder of deliberate effort

If you need the attention of those people poised to help you achieve your goal in life faster, takes your willingness to develop yourself in any career you chose. No superior, or any body for that matter will invest time or even a dim on you if there is no purposeful drive from your side to develop a reputation for being a hard worker or a positive ambitious person. Read more

The 2 don’ts in timing

In every situation, there is either ‘too late or too soon’ that sometimes forces negotiation unmade or made as planned. To be a victim of either event depends solely on your response to invitation. Being on the safe side demands that you plan strategically, then use the timing of the negotiation to your own advantage. Always, better time to accept or reject offer or proposal both exist. So as yours’ is set aright, you get better and favorable side of the coin. Read more

How to write successful blog

I have read several articles, and also received letters to my email box, requesting me to tell them how to write blog that could attract Google to approve it. To me, writing successful bog is a relative term. First and foremost you must like and have passion for what you write not for money, otherwise you may not go far as a writer. Read more

Tuesday, November 1, 2016

The big HOW

My curiosity in life as to why and how things that happened the way they happened from my child hood in the suburb of Odonu/Unosi ward , in Ajaokuta Local Government of Kogi State, North Central , Nigeria, West Africa spurred me into action for intensive research Read more

Friday, October 21, 2016

2 Major Ways of persistence to a greater height in life and business

When you pick up courage to succeed in life and in business world even in the face of challenges, like disappointment from the love ones and friends which sometimes form part of your ‘temporary set back’, you need persistence to stay active and to say I have set goal for my self and must walk and work through to logical conclusion. Read more

Tuesday, September 27, 2016

You get Help when you Admit you need and ask for

As a researcher and online publisher, I have come to realize that working successfully online ( and even offline) requires collaboration of other experts in the same field. I stumbled on a journal written about an Australian author, Brett Kelly, who narrated the challenge he had to put his first book together. Read more

Monday, August 22, 2016

Avoiding Social Vices is another step to Business and Life Development

Why do people engage in business? Primarily, because they want to make profit out of the venture, and then leave an Empire behind. And why do you enroll your self in School of any level? It is because you want to be literate and acquire knowledge to better your life. Why do people marry? Primarily for companionship, and in extension for pro-creation. Read more

Friday, July 29, 2016

Consequence of decision in life and business

This month, we are going to study Socrate life when he was alive, and the critical decision taken time of his life. Decision taken is good. The question is when, how do we take decision. What do we do after decision is taken.Read more

Saturday, July 9, 2016

Bathroom design ideas for small spaces

Bathroom design ideas for small spaces Bathroom Design ideas for small spaces: Giving a professional touch to a small bathroom to accommodate all you need appears to pose a little challenge that need some level of critical thinking before implementation to enable you get your desired super and portable bathroom. Read more

how to install a medicine cabinet

How to Install a Medicine Cabinet Keeping all your toiletries and other associated products in one place is important. You do this to make every needed items readily available for use when you need therm. Now comes the Bathroom Medicine Cabinet design for storage purposes. Basic items that could be added Read more

Saturday, June 25, 2016

Concrete plan for the year

Business world , and life in general is full of risk. Circumstances surrounding your business sometime forces you to take certain risk to accomplish your set goal. You can download and hear our some related audio version here

Saturday, May 28, 2016

Behaviors and Skills of Leaders; putting Yourself in the shoes

When we talk about leadership, a lot is involved with the holistic approach given to it then we would have said to getting it right. Some times, our myopic, narrow and ignorant minds,( please permit me to use those words, because it is high time we tell ourselves the whole truth if there is going to serenity in the society) goes to the government., forgetting that Leadership is as dynamic(if not more) as governance it self. It is therefore a huge mistake to limit leadership to government only. Read and watch the video version

Saturday, April 30, 2016

It pays to say NO at times

Life is a battle to people, even from birth to adulthood. Changing the present challenging condition has being a day dream without concrete action to it in check. It is obvious that one need to change it, but how? Some have completely given up to fate, believing that they cannot get it right or become successful in life and business. Read more

Tuesday, March 29, 2016

How to set your goal this year

In my last end of the year 2015 video show, I highlighted some achieved success and challenges of business and life in general. I said that you should not be deceived by sweet talk of those who would talk you into believing that business journey in particular and life in general is a smooth ride. To balance your approach to situation, I equally admonished you to discard the erroneous teachings of the prophet of doom that never see anything good in life and business world. To achieve this, you need to listen only to your self at that critical moment.

This month am going to tell you to adapt simplicity. Yes simplicity, I say! In life and business, How you handle challenges that tends to obstruct your happy life and business day to day running with simplicity will determine your overall success.Read more

Friday, February 26, 2016

Join My SE Talk show series

My long awaiting talk show on social media has finally been launched today. It promises to be very interesting, motivating, inspirational in presentation and interaction . Join me today

Saturday, February 13, 2016

Discovery: The Laser Eye Surgery in place of Contact Lenses

Science has open another window of solution for those in need of eye treatment. The stone age of worry on how to get contact lenses are fast closing up the curtain. Now with the new findings in technology, you can treat it with more accessibility and affordability too.> If you are tied of going about with your glasses every where you go , then key into this new revolution and dive your own lenses and be part of the first team to enjoy this perfect... Read More

Saturday, January 23, 2016

The Dilemma of interpreting Building Regulation

More than average pool builders knows and are very much familiar with the local regulation, and therefore are in the better position to tell you which local restrictions will affect you if you miss the step
It is a clear understanding that some of decision with regards to pool building will be affected by some factors, starting from the property setback distances, easements, fenced requirements and many other rules contained in zoning laws, deed restrictions or covenants, ordnance. Read More

The Use of Water Law

If you live In a Community where the use water has some restrictions tag, then you have a problem to solve because the water-use restrictions that sometime determine how, when and where to fill your pool from and how you dispose of pool water is the determinant of the type of pool filter to use. Read More

Friday, January 8, 2016

3 Things to consider before choosing a swimming pool site

In a situation where natural gas is available, you identify with gas company to be sure that there is enough line pressure to your property before commencement. A main-line gas pressure of 5 inches water column pressure (WCP) by Gas-fired waters is needed to deliver to the heater for efficient operation proper. To actually determine if service is of adequate capacity, the above figure given must be factored into the demand of other gas appliances in your house. Read more

Monday, January 4, 2016

5 ways to make money through your twitter account

Fortunately, the impact made by twitter on tens of thousand and millions of twitter subscribers is alarming. Hence, you can join the crew with twitter account to start earning money with twitter account. Read More

12 Best Google Ad sense alternatives 2016

I promised to some Google ad sense alternatives. Here they are, you can have them: Read More

Tuesday, December 29, 2015

12 reasons Google ban Google ad sense account or disable ads

Lets start from the huddles before getting Google ad sense approval in the first place. It is not an easy task, ranging from being original in your chosen niche, at least with some reasonable posts and pages. An average blogger or a newbie found this meticulous process as boring and time consuming. Any way, enough of these blabbing and ranting huuh! Get to the point Saliu; you may say. Now Google has ban my account and disable my Why did Googledid this to me –Lamentation! Well, Below are the 12 major reasons why Google ban ad sense account. If you want to get the full details, read their TOS.

Edo PDP primary is not free and fair, the Deputy Governor of Edo state, Honorable, Shaibu alleged

The process of PDP primary did not go down well with Hon. Shaibu, as He described it as unacceptable. He affirmed that by September the true...